Texas power of attorney

STATE OF TEXAS

I, Robert J. Chen, of 55 Harbor View Drive, Seattle, WA 98101, appoint Lisa M. Chen, of 18 Alder Court, Bellevue, WA 98004, as my agent (attorney-in-fact). If my agent cannot or will not serve, I appoint Daniel K. Chen, of 902 Fir Street, Tacoma, WA 98402, as my alternate agent. This power of attorney is governed by the laws of the State of Texas and takes effect on November 1, 2026.

1. Banking and financial powers

My agent may open, close, deposit to and withdraw from bank and credit union accounts in my name, endorse checks, sign account documents, obtain statements, and deal with a financial institution about my accounts. My agent may not create a new joint account with anyone other than me without my written consent.

2. Tax powers

My agent may prepare, sign and file tax returns and related documents with federal, state and local tax authorities, receive notices, and represent me in routine tax matters. My agent may not waive a refund or agree to a tax settlement without my written consent.

3. Personal and household powers

My agent may deal with utilities, service providers, insurers, postal matters and household accounts in my name, and may take the ordinary steps needed to keep my household running.

4. Specific powers and limits

The following specific powers and limits apply: May deal with the credit union accounts listed in the attached schedule. May not sell or mortgage the house at 55 Harbor View Drive..

5. Duration and durability

This power of attorney is not durable. It ends if I become incapacitated, and it ends on my death. It also ends on the date stated below, or on the date I sign a written revocation, whichever comes first. End date: October 31, 2028.

6. Agent's duties

My agent must act in my interest, keep my property separate from the agent's own property, keep reasonable records of transactions, and use the authority only for the purposes stated in this document. My agent may not make a gift of my property, create an interest in my property for the agent, or use my property for the agent's own benefit unless this document expressly allows it.

7. Reliance by third parties

A bank, title company, government office or other third party may rely on a copy of this document that appears signed and notarized. A third party that acts in good faith on this document is released from liability for doing so. I may revoke this document in writing at any time.

8. Revocation

I revoke all earlier powers of attorney for the matters covered here. To revoke this document, I will sign a dated written revocation and give a copy to my agent and to each institution that has received this document. If this document was recorded, I will record the revocation in the same office.

9. Governing law

The laws of the State of Texas govern this power of attorney. If any part is unenforceable, the rest remains in effect.